In the past, budgeting was quite the task. People needed to sit down every night and spend hours counting each penny without any help. Thankfully, today, new technology can help out, with budgeting apps giving users details about every aspect of their financial lives. If you’ve been searching for the right smartphone budgeting application, take a look at our recommendations below!
PocketGuard – Keep an Eye on Spending
Want an app that will keep an eye on how much you’ve spent and what you have left? PocketGuard is the answer! The simple design allows users to check their balance at any time, as well as view upcoming payments and bills. Users can also view their spending by time, location, and even category, like shopping, gas, bills, and others. Available on Android and iOS, this is also a great first budgeting app, if you’re just getting started.
Prism – Need Help Paying Bills
Find paying the bills on time difficult? Forgetting about bills can have many adverse side effects, including interest and lower credit scores. However, don’t get upset, get better! Check out the Prism app, available on iOS, Android, and even Kindle – for free! It’s all about paying the bills. Users can connect their bank accounts. Then, Prism analyzes the dates and lets you know ahead of time when bills are due; users can even schedule advanced payments! No more late bills!
GoodBudget – Perfect App for Couples
A couple can find it challenging to manage their finances with apps. Often, apps won’t allow users to log in to an account on multiple devices, making it impossible for couples to use most apps successfully. Until GoodBudget. This app enables users to access accounts and information across various devices, making it very easy for couples to pay bills and check their accounts. Plus, it’s available on iOS and Android, so you don’t even need the same phone as your partner!
Tycoon – For Freelancers
Many find freelancers find traditional budgeting apps challenging to use. Most budgeting apps are built around fixed, or at least semi-regular, income payments that already have taxes taken out. However, freelancers need something more. Thankfully, the Tycoon app assists freelancers in finding jobs as well as calculating fees and commissions on work. Users can all the essential information about themselves, their client, and the task, even adding in expected due and payment dates.
Mint – The Best Budgeting App
If you’re looking for a budgeting app that does everything from spending to bills to advice articles, there are not many. Fortunately, you only need one, and there’s Mint, a free application for Android and iOS, that won’t let anyone forget about their finances. Mint guides users to responsible spending, keeping them up to date about bills, overall debt, and their credit score. It also features incredible tools like a payment calculator and financial advice articles. If you want to become more finically savvy overall, Mint is the app for you!
Managing one’s budget never appeared so easy before today, right? Don’t forget to only use trusted applications for your smartphone and look out for new budgeting app releases!
Sources: The Balance, Investopedia, Nerd Wallet.